Our technology consulting practice provides a foundation stone for launching a broader technology initiative, whether it is to drive innovation on proprietary & legacy infrastructures, reduce operational bottlenecks, mitigate risks from outsourced application development and/or bridging the people, process, technology gap that might exist currently at customer organizations. If you look at the current state of payment technology initiatives within the retail and payment markets and the challenges faced by them – it is easy to notice the need for a payments technology practice which not only is proficient in software development but is also extremely proficient in engaging with customers much before software development actually starts. A 360 degree view of software engineering for payments can only be provided by an organization which already understands the business going in – at PayCube we believe that there are 3 clear engagement points:


Technology Strategy Consulting

Payments systems are complex systems and any kind of unplanned disruption to them can cause major impact to a customer's reputation and bottom line. We have increasingly seen our customers ask us these questions:

  • “How do we introduce a new payment instrument (card, wallet, etc.) in to my portfolio without causing much disruption to the existing infrastructure?"
  • “We want to issue our loyalty or gift card program? What is the technical impact of doing this?"
  • “We are an ISO for a processor, but now we want to take transactions in house and provide value added services- What technology stack should I build?"
  • “Market is full of products that support transaction processing. Which of these products is suitable for us? Or should we build one?"
  • “We have floated an RFP for processing solutions. How do we evaluate the technology from these competing bids?"

PayCube's Strategy Consulting practice helps customers with the above issues that they face and more. We bring in our domain experience, technical background and implementation capabilities to the table to assist our customer define the roadmap for their payment related technology infrastructure and related build outs.

Functional & Non-Functional Requirement Definition

Define the functional requirements and use cases for the applications and/or products

Bring in industry best practices and experiences to the table

Analyze different technology implementation options and scenarios

Define and establish non-functional requirements and educate our client on its impacts

PayCube strongly believes in putting the requirements in a well-documented format, this goes a long way in bringing different stakeholders on the same page. Documenting the functional and non-functional requirements at the start of any development project and it also enables the outsourcing initiative of the customer specifically if offshore teams are to be engaged.

During the Functional development stage, it is important for Domain consultants to participate as that ensures that the requirements are fully vetted against technical realities of the day.

Project and Program Planning

Bring in focused project planning to the clients projects and PMO environments

Low project planning, resource planning, and implementation planning overheads.

Disaster recovery and business resumption planning

People, Process, Technology gap analysis

Outsourcing and distributed local and global development planning

Barring very small or tactical projects, every project requires good project management to ensure on time and within budget delivery. Payments projects require project management that understands the domain and the challenges that come about in such projects.

PayCube's project management capabilities ensure that every project is delivered in time, within budget at the right quality level. Our experience in the payments domain helps us anticipate upcoming challenges and thereby plan to mitigate the risks.